Whether you’re a solo business owner or leading a team, Guilds with Benefits connects you to practical, affordable options for healthcare.

Choose Your Path

Direct Care

A simpler way to access healthcare. No insurance required. Includes Care Card.

Best for:
Independent business owners with or without employees who want a simple, usable alternative to traditional insurance

Group Health Insurance
(Coming Soon)

For businesses with employees who want a more traditional insurance model.

Best for:
Employers with W-2 employees

Medical Cost Sharing

An alternative to insurance that helps cover major medical expenses through a shared community model.

Best for:
Those who want protection from large, unexpected medical costs

Where to start?

No employees? Start with Direct Care

Have W-2 employees? Explore Direct Care and Group Health

Want protection from big events? Add cost sharing

The Care Card is a virtual Visa credit card that is loaded monthly with the amount of funds you choose.

Here’s how it works:

Join Guilds with Benefits and enroll in Direct Care.
Inside the member portal, click Care Card and enter how much money you’d like to add to your Care Card each month.
Use your card anywhere Visa is accepted for your health and wellness expenses.

Direct Care (day-to-day)
+ Medical Cost Sharing (for major events)
or

Direct Care (day-to-day)
+ Group Health Insurance (if eligible)

All EAP benefits are accessible for Guild Members and their immediate family.