Benefits Overview

Start with the right care and build from there

We help you choose a simple starting point and add coverage only where you need it.

Start with what fits your situation

Most members start here.

A female doctor sitting at a table with a male patient in a consultation room, with a potted plant and a hanging light above.

Direct Care (Start Here)

A simple, reliable way to handle your everyday healthcare without insurance.

  • Work directly with a local doctor

  • Same/next-day appointments

  • Clear, predictable pricing

  • No surprise bills or approvals

  • More time and access when you need it

  • Free Mental Health Consult

  • Can pair with medical cost sharing, vision insurance, and/or dental insurance

Best for:
Individuals who want a simple, dependable way to actually use care

Build From There

Three children putting coins into a jar filled with coins.

Medical Cost Sharing (Add for Backup)

Helps cover large, unexpected medical expenses, like a safety net.

  • Lower monthly costs than traditional insurance

  • Nationwide access

  • Works alongside Direct Care

Best for:
Those who want protection from major medical expenses

Illustration of a person holding a shield with a checkmark, standing in front of a hospital building with a red cross sign.

Group Health Insurance
(For Teams)

For businesses with employees who need a traditional coverage option.

  • Medical, dental, and vision

  • Designed for small teams

  • Currently in development

Best for:
Employers with W-2 employees

Not sure where to start?

Most Common Setups

Direct Care (day-to-day care)
+ Medical Cost Sharing (major events)
or

Direct Care (day-to-day care)
+ Group Health Insurance (if eligible)

Most members start with Direct Care and build from there.

Included with Your Guild Membership

Support beyond medical care for you and your family:

  • Free and confidential counseling (up to 8 sessions per incident)

  • Stress Management & Personal Support

  • Legal assistance & will planning

  • Financial consultations & tools

  • Parenting, eldercare, and life resources

Start simple. Get Care. Adjust as you go.

We'll help you get set up and take the next step.